Personal finance & fintech · US
How hard is it to cancel Credit Sesame?
Credit Sesame scores 73/100 (grade B) for how clearly it documents cancellation in the US, a clearly documented cancellation policy. Cancellation is available via online (self-serve), in-app, email.
Credit Sesame premium subscriptions can be cancelled online via Profile > Premium Plan on the web or mobile-web, through the mobile app settings, or via the relevant App Store/Play Store if subscribed through in-app billing; users can also email [email protected] to request early termination before the billing period ends. Cancellation takes effect at the end of the current billing cycle, the subscription remains active through that period, and a final charge is processed on the last day of the cycle even after cancellation is initiated. No refunds or proration are offered; the final charge occurs regardless of when in the billing period the cancellation is made. Cancelling a premium plan does not affect the free Credit Sesame membership, which must be separately terminated via Profile > Terminate.
How to cancel Credit Sesame
- Channels: online (self-serve), in-app, email
- Official cancellation page: https://www.creditsesame.com/premiumdiscountterms/
- Pause/freeze: not offered. No pause or freeze option is documented for Credit Sesame premium subscriptions.
- Account/data deletion: Account termination is available via Profile > Terminate on the dashboard. California residents and others may submit a formal data deletion request via Credit Sesame's TrustArc Individual Rights Manager portal. Credit Sesame may retain certain data where permitted by law after account closure. https://submit-irm.trustarc.com/services/validation/d108bfda-cea0-4800-b90d-a5aea8cfd852
Evidence
- Premium Charge and Cancellation Terms - Credit Sesame (accessed 2026-06-05)
- How do I discontinue my monthly premium subscription? – Credit Sesame (accessed 2026-06-05)
- Last reviewed 2026-06-05 · scope: documented public policy.
Scope & fairness
This is the Documented-Policy tier: it measures how clearly the cancellation policy is published (cited, dated facts), not the behavioural experience of cancelling (Verified-Flow audit pending). Every company is scored on the same five dimensions with the same published weights, scores cannot be bought or removed. It is opinion grounded in disclosed facts, and not legal advice.
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Cite this. Cancel Atlas (2026). “Credit Sesame, Cancellation Friction Index (US).” CES-1.1. https://www.cancelatlas.com/c/credit-sesame (CC BY-SA 4.0).
See Credit Sesame in the full index -> · How we score · Open data
Earned it? Show your grade
Credit Sesame grades B, among the clearest cancellation policies we've scored. Put the badge on your site; it links back here and always reflects your current, cited grade.
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