Documented-Policy tier only. This score rates how clearly Bestow's public cancellation page is published (cited, dated) — opinion grounded in disclosed facts, not a finding about the real cancel experience, and not legal advice. The behavioural Verified-Flow grade is pending.

78/ 100 · B

Insurance · US

How hard is it to cancel Bestow?

Bestow scores 78/100 (grade B) for how clearly it documents cancellation in the US — a clearly documented cancellation policy. Cancellation is available via phone, online (self-serve).

Last reviewed 2026-06-16 · Documented-Policy tier · grade B

Policyholders may cancel at any time by phone to the Customer Care Center at 833-300-0603 (or via the customer portal). A 30-day free-look period allows a full refund of premiums paid; outside that window refunds may not be available. Bestow Life was acquired by Sammons Financial Group in 2024 and renamed Lantern Insurance Company; existing policies remain in force.

How to cancel Bestow

Evidence

Scope & fairness

This is the Documented-Policy tier: it measures how clearly the cancellation policy is published (cited, dated facts), not the behavioural experience of cancelling (Verified-Flow audit pending). Every company is scored on the same five dimensions with the same published weights — scores cannot be bought or removed. It is opinion grounded in disclosed facts, and not legal advice.

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Cite this. Cancel Atlas (2026). “Bestow — Cancellation Friction Index (US).” CES-1.1. https://www.cancelatlas.com/c/bestow (CC BY-SA 4.0).

See Bestow in the full index -> · How we score · Open data

Earned it? Show your grade

Bestow grades B — among the clearest cancellation policies we've scored. Put the badge on your site; it links back here and always reflects your current, cited grade.

Cancel Atlas — Grade B

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