Cancel Atlas

The Cancellation Friction Index

Documented-Policy tier only. This score rates how clearly Allianz Direct's public cancellation page is published (cited, dated) — opinion grounded in disclosed facts, not a finding about the real cancel experience, and not legal advice. The behavioural Verified-Flow grade is pending.

83/ 100 · B

Insurance (auto) · DE

How hard is it to cancel Allianz Direct?

Allianz Direct scores 83/100 (grade B) for how clearly it documents cancellation in the DE — a clearly documented cancellation policy. Cancellation is available via online (self-serve), post, email.

Last reviewed 2026-06-16 · Documented-Policy tier · grade B

Allianz Direct customers can cancel their Kfz insurance online in a few clicks via the 'Mein Account' login (the German Kündigungsbutton), with no letter, fax, or email required; cancellation by post, fax, or email is also accepted (email for contracts from 1 October 2016). Ordinary cancellation must reach the insurer at least one month before the contract year ends, typically by 30 November for a 31 December anniversary, and the policy auto-renews otherwise. Special cancellation rights apply after a premium increase (within one month of notice), after a claim is settled, on vehicle sale (new owner cancels within the first month), and on de-registration. The cancellation page does not detail unused-premium refund procedures.

How to cancel Allianz Direct

  • Channels: online (self-serve), post, email
  • Official cancellation page: https://www.allianzdirect.de/kfz-versicherung/kuendigen/
  • Pause/freeze: not offered. No pause; on vehicle de-registration coverage continues as dormant (Ruheversicherung) and can be cancelled during that period.
  • Account/data deletion: Allianz Direct Versicherungs-AG is the data controller; data subject rights and the DPO ([email protected]) are described in the Datenschutz pages. https://www.allianzdirect.de/datenschutz/

Evidence

Scope & fairness

This is the Documented-Policy tier: it measures how clearly the cancellation policy is published (cited, dated facts), not the behavioural experience of cancelling (Verified-Flow audit pending). Every company is scored on the same five dimensions with the same published weights — scores cannot be bought or removed. It is opinion grounded in disclosed facts, and not legal advice.

Is this wrong? Companies can request a correction ->

Cite this. Cancel Atlas (2026). “Allianz Direct — Cancellation Friction Index (DE).” CES-1.1. https://www.cancelatlas.com/c/allianz-direct-de (CC BY-SA 4.0).

See Allianz Direct in the full index -> · How we score · Open data

Earned it? Show your grade

Allianz Direct grades B — among the clearest cancellation policies we've scored. Put the badge on your site; it links back here and always reflects your current, cited grade.

Cancel Atlas — Grade B

Copy the embed:

<a href="https://www.cancelatlas.com/c/allianz-direct-de"><img src="https://www.cancelatlas.com/share/badges/allianz-direct-de.svg" alt="Cancel Atlas — Grade B" width="232" height="52"></a>